Why Buy Additional Medicare Coverage?

Original Medicare was designed to only pay a portion of your medicare expenses. There are deductibles and/or co-payments that are assessed whenever you use a Medicare covered service or order supplies. Here are some examples:

• Hospitalization $1,024 deductible plus a daily fee after the 61st day
• Outpatient surgery 20% co-pay
• Durable equipment 20% co-pay
• Part B deductible $135
• Physical therapy 20% co-pay
• Diagnostic tests 20% co-pay

And these are just a few of the various services you may have pay for under the original Medicare plan. Perhaps most importantly, there is also no cap on how much you can be charged in co-payments and deductibles. Because of this many individuals purchase a Medicare supplement (often called a Medigap plan) or a Medicare advantage plan to help cover those expenses.

If you would like a Medigap, Medicare advantage plan or Medicare prescription quote just on this Medicare Insurance link and get a free customized comparison of plans available in your area.